
A broken limb suspended in the canopy — dangling from a strip of bark, resting across other branches, or wedged into a crotch. Usually a fresh pale tear scar visible on the trunk or parent limb where it came from. Very often directly above a driveway, deck, gate or walkway, because that is where people notice them. Unsupported mass held in place by friction and a bark hinge. There is no mechanism keeping it up that you can inspect or trust, and release does not require wind — plenty come down on still mornings. The trade name is literal: it kills people who are looking at something else on the ground.
Call tonight. Normally a emergency tree service job, $500–$3,500 around Indianapolis depending on size and access.
The limb is not saveable — it comes out. The tree usually is entirely fine. What determines whether this recurs at the same spot is whether the crew cleans the tear wound back to the branch collar so the tree can compartmentalize and seal it, rather than leaving a torn stub that decays inward into the trunk over the next several years.