Answered for Sheridan, Hamilton County.
Every July, reliably. Linden and crabapple get hit hardest here. In Sheridan, community Park is singled out in the town's comprehensive plan for its numerous old-growth trees, and the pre-1970 residential grid around it carries matching full-size shade trees. New subdivisions plant only from the UDO's approved street-tree list — columnar Norway and hedge maples, black gum, disease-resistant Asian elm hybrids, European and American hornbeam, male "Autumn Gold" ginkgo and golden rain tree — a list that pointedly contains no ash and no Callery pear. Ugly, rarely fatal to an established tree.
Community Park is singled out in the town's comprehensive plan for its numerous old-growth trees, and the pre-1970 residential grid around it carries matching full-size shade trees. New subdivisions plant only from the UDO's approved street-tree list — columnar Norway and hedge maples, black gum, disease-resistant Asian elm hybrids, European and American hornbeam, male "Autumn Gold" ginkgo and golden rain tree — a list that pointedly contains no ash and no Callery pear.
Leaves skeletonised to lace, worst at the top of the tree, through July.
Ugly, rarely fatal to an established tree. A mature linden can lose most of its leaves in July and be fine the following spring.
Treatment is a July problem, and hanging beetle traps near the tree makes it worse — they attract more beetles than they catch.
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Distance measured from Sheridan.