
The clay-rich, poorly drained soils common across the central Indiana till plain lose shear strength when saturated, so roots pull through wet ground under wind load that the same tree would have shrugged off in dry soil. Root severing from trenching, driveway pours, sidewalk work or utility boring in prior seasons is the other frequent contributor, and it is usually years old by the time the tree goes over.
A lean that was not there last week. At the base: fresh soil cracks in a curved arc, a mound or heave of turf on the side opposite the lean, sunken soil on the lean side, exposed or snapped roots, split mulch rings. Sight the trunk against a fixed reference like a fence post or the corner of the house — that comparison is more reliable than your memory.