
Root damage from construction, compaction and grade changes is the most common underlying cause and typically predates death by three to seven years. Add drought stress, girdling roots, and vascular disease. In central Indiana specifically, emerald ash borer has killed ash across the state, and a dead ash is the single most common version of this call.
Bare when everything around it has leafed out. Bark sloughing off in sheets leaving smooth grey wood underneath, shelf fungi or conks on the trunk or root flare, woodpecker excavation, mushrooms in the root zone after rain, and fine branches that snap off cleanly and dry instead of bending.