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What causes a tree fell across my driveway and i can't get my car out?

Same wind or ice event as everything else on the block, but property-line trees fail disproportionately because they were left as screening: crowded on one side, one-sided root systems, and never wind-conditioned since the neighbors' canopy sheltered them until it didn't.

What you'd see

Trunk lying across the drive with vehicles boxed in or locked out, canopy sprawling into the ditch or the road, and typically a lifted root plate standing at one end like an open door. Walk the full length and check the far end before anything else — the canopy is where a service drop gets caught.

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