
A ridge or hump running roughly toward the trunk; slabs tipped up at a lip you catch a toe on; cracks radiating from one corner; a driveway edge riding up while the center stays flat; asphalt domed with fine alligator cracking over the high point. Underneath it is almost always one or two large buttress roots, not a mat of fine ones. A root adds diameter every year and concrete does not move aside, so it comes down to which is stronger, and a live structural root beats four inches of unreinforced slab. This is a property-damage and trip-hazard problem, not a tree-failure problem, and the tree is usually in good health. The important inversion is that the repair is what creates the hazard: the roots lifting your driveway are the buttress roots on one side of the trunk, and cutting them is precisely how a stable tree becomes an unstable one.
Not urgent. Normally a tree removal job, $400–$1,900 around Indianapolis depending on size and access.
Usually, if the repair is designed around the tree rather than through it. Options in rough order of tree-friendliness: grind the lifted lip and leave the root; replace only the affected panels and ramp or bridge the concrete over the root; reroute the walk; or root-prune, but only well outside the anchorage zone — many arborists will not sever structural roots within a distance of several trunk diameters from the stem. Get the arborist and the concrete contractor on site together before anything is sawn. A demo crew cuts whatever is in the way, and nobody connects it to the tree that fails two years later.