
Call tonight. Two separate problems arrived at once. The immediate one is unsupported mass suspended in the air — hung limbs and cracked-but-attached wood have no predictable timing and come down with no wind at all. The longer one is that a torn top is a wound the tree cannot close, dropping a decay column straight down the center of the stem and leaving no leader to rebuild from. Whether this tree has a future is a question for next month. Whether anyone should be standing under it is a question for right now.
Same day — and same day is not the same as 2am. Get everyone out from under it, rope off the drip line, and book a daylight emergency visit. Overnight rates are worth paying only in specific cases: material hanging over a bedroom or an occupied room, a limb blocking the only exit from the house, anything touching or near a power line (call the utility, not a tree service — no crew should work near an energized drop), or a split trunk leaning over a structure someone is sleeping in. Everything else waits for morning at a lower price. What changes overnight is real, though: hung limbs settle, cracks propagate, and wind comes back.