
Norway maple decline usually has a cause you can find at ground level: a flattened, straight-sided base with no flare means girdling roots and a countdown. Above ground, rule out verticillium wilt — sudden one-sided branch wilt with olive-green streaking in the sapwood is often terminal, whereas the black tar-spot blotches that alarm every homeowner in August are purely cosmetic and change nothing about the tree's health.
This is the tree planted every forty feet through central Indiana neighborhoods built from the 1960s into the 1990s, and the one arborists most often find strangled by its own roots. Snap a leaf stem to settle the ID in ten seconds: Norway maple bleeds opaque milky white latex from the petiole where sugar maple runs clear and watery.