How much does it cost to deal with there's a tree on my roof?

The cost driver unique to this one is that pieces must be lifted off the structure rather than cut and dropped — that means a crane or spider lift and a larger ground crew, plus after-hours mobilization and coordination with a tarping or board-up so the opening is closed the same night. UNVERIFIED: specific dollar figures, and whether your policy pays removal or only the structural repair — homeowner policies commonly treat debris removal separately with its own sublimit, but the terms vary by carrier and this was not verified here. Confirm with your adjuster before authorizing work.