Answered for McCordsville, Hancock County.
When soil lifts in an arc, the root plate is rotating out of the ground. The tree is not settling and it is not adjusting to the wind — anchorage has partly failed and the root mass on the far side is levering the ground upward. This is the one sign on this list that describes a failure already in progress rather than a condition that might eventually cause one. Gradual root-raised turf means the opposite: roots simply growing near the surface, with no loss of anchorage and no hazard. In McCordsville — Bay Creek, Emerald Springs and Gateway Crossing included, that's normally a emergency tree service job at $500–$3,500. Call tonight.
Electric service is split by territory between AES Indiana (the former Indianapolis Power & Light) and NineStar Connect, the member-owned Hancock County cooperative headquartered in Greenfield that serves over 19,000 meters. Which one you have decides the line-clearance rules: AES is IURC-jurisdictional (two weeks' notice, no more than 25% removal, no topping without permission, three-day debris removal) and states an eight-year trim cycle, while NineStar as a cooperative falls outside those rules. Check the pole before assuming.
The canopy is almost entirely developer plantings on former corn and soybean ground, young enough that overall cover is thin compared with older Indianapolis suburbs; the genuinely large trees are leftovers — fencerow and creek-bottom hardwoods along Fall Creek and toward Geist, plus the yard trees around the 1865 village core. McCordsville was not in the Indiana DNR street tree sample and has no published inventory; note that Callery pear, heavily used in subdivisions of this vintage, was still legal to sell in Indiana as of 2026 despite a pending proposal to ban it.
Electric service is split by territory between AES Indiana (the former Indianapolis Power & Light) and NineStar Connect, the member-owned Hancock County cooperative headquartered in Greenfield that serves over 19,000 meters. Which one you have decides the line-clearance rules: AES is IURC-jurisdictional (two weeks' notice, no more than 25% removal, no topping without permission, three-day debris removal) and states an eight-year trim cycle, while NineStar as a cooperative falls outside those rules. Check the pole before assuming.
There is no general McCordsville permit for removing a tree on private property, and Indiana has no statewide requirement — but there is a reported exception worth checking before quoting a job: in platted tree conservation areas, any tree 6 inches DBH or larger is a "Protected Tree" and may not be removed unless it is dead, diseased or damaged, or removal is needed for a government safety requirement or specified infrastructure. That provision could not be verified against a retrievable copy of the code, so confirm it with the town. Many McCordsville subdivisions also have HOA covenants layered on top.
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Distance measured from McCordsville.