Answered for Brownsburg, Hendricks County.
Current passed through the tree, superheated the moisture in its path, and blew tissue apart under steam pressure. The outcome depends on where the current traveled. Along the outside under the bark, and the tree loses a stripe of cambium and often survives. Through the middle of the trunk, and the wood is fractured internally and the tree is finished whether or not it leafs out next spring. From the ground on the day of the strike you cannot tell which happened. So a struck tree is two things at once: an immediate physical hazard from loose bark and cracked limbs, and a medium-term unknown. In Brownsburg — Arbor Springs, Austin Meadows and Windridge included, that's normally a storm damage cleanup job at $400–$4,000. Within days.
Brownsburg is a subdivision town: real-estate data aggregators put the median construction year around 2002, with roughly 27% of the stock built 2000-2009 and another 21% built 2010-2019, and the population roughly doubled between 2000 and 2020. Most yard trees were planted as nursery stock when their addition was platted, so they are typically 15-30 years old; genuinely large trees are confined to the pre-1960 core near Main and Green streets and to leftover farm fencerows.
No published species-level street tree inventory exists for Brownsburg, so exact species counts are UNVERIFIED; what is documented is that the town replants under an approved street-tree list in Town Code Sec. 96.20, so the street canopy skews young and town-selected rather than volunteer-grown. The one region-wide certainty is that ash is effectively gone from the mix after emerald ash borer moved through Indiana.
Unlike most Indiana towns, Brownsburg does have a tree ordinance — Chapter 96 of the town code, adopted as part of its Tree City USA status. Sec. 96.27 gives the Town the right to plant, prune, maintain and remove trees within the lines of all streets, alleys and public grounds, and lets the Brownsburg Tree Committee order removal of any tree that is unsafe or is damaging sewers, power, gas or water lines. There is no documented permit requirement for removing a tree on your own private property — Indiana has no statewide permit either — and Chapter 96 is aimed at public trees. In the newer subdivisions the real constraint is usually the HOA covenants.
The strip between sidewalk and street is town-controlled: Sec. 96.27 reserves to the Town the right to plant, prune, maintain and remove trees within street, alley and public-ground lines. Abutting owners may plant street trees there, but only if species and placement comply with Secs. 96.22 through 96.26, which set minimum spacing (reported as 30 feet for small trees and 50 feet for large ones — figures worth verifying against the live code). The precise cost-split for maintenance of an existing tree-lawn tree is UNVERIFIED — call the town before removing one.
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Distance measured from Brownsburg.