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How much does it cost to deal with a long vertical split opened up in my trunk over the winter?

Most of the time, nothing — this is the entry where the correct answer is a monitoring recommendation and a mulch ring. If work is warranted, the drivers are diagnostic rather than labor: mallet sounding is included in any competent inspection, while a resistance drill or sonic tomograph on a large trunk is an added charge, and reduction pruning is priced by crown size and access. Anyone quoting a cavity fill, a trunk injection, or a sealer application for a frost crack is selling you something the tree does not use.

The band around Indianapolis

This is normally a tree trimming job, $250–$1,400, most near $550. A range, not a quote.

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