How much does it cost to deal with a car hit my tree?

The first spend is usually the assessment rather than the work — you are paying someone to tell you whether a scraped tree is fine, and often it is. If it comes down, the price driver is peculiar to this symptom: struck trees are almost always in the worst possible position, next to a road, a driveway, or parked cars, with nowhere to drop anything. That means climbing or a bucket, rigging every piece down, and sometimes traffic control. Insurance also changes the math here in a way it does not for most tree work: an at-fault driver's liability coverage may cover the tree and the cleanup, so photograph everything and get a police report number before a saw touches it.