Answered for Brownsburg, Hendricks County.
A directional signal, not a diagnosis. Because a tree's vascular system is sectored — water and sugars move in vertical strips rather than mixing freely around the trunk — a dead sector usually points straight down at its own cause. The dead half is telling you which side of the root system, root flare or trunk to go inspect. In Brownsburg — Arbor Springs, Austin Meadows and Windridge included, that's normally a tree trimming job at $250–$1,400. Not urgent.
Brownsburg is split territory: Hendricks Power Cooperative (the local REMC) serves the larger share of the town and Duke Energy Indiana serves most of the rest. Hendricks Power removes essentially all brush and shrubs under overhead distribution lines, uses herbicide where permitted, works to ANSI A300 standards, sets clearance by species growth rate, and regularly inspects for dead, dying and leaning trees. As a cooperative it is not bound by the IURC's notice, 25%-removal and no-topping rules that cover Duke customers.
No published species-level street tree inventory exists for Brownsburg, so exact species counts are UNVERIFIED; what is documented is that the town replants under an approved street-tree list in Town Code Sec. 96.20, so the street canopy skews young and town-selected rather than volunteer-grown. The one region-wide certainty is that ash is effectively gone from the mix after emerald ash borer moved through Indiana.
Unlike most Indiana towns, Brownsburg does have a tree ordinance — Chapter 96 of the town code, adopted as part of its Tree City USA status. Sec. 96.27 gives the Town the right to plant, prune, maintain and remove trees within the lines of all streets, alleys and public grounds, and lets the Brownsburg Tree Committee order removal of any tree that is unsafe or is damaging sewers, power, gas or water lines. There is no documented permit requirement for removing a tree on your own private property — Indiana has no statewide permit either — and Chapter 96 is aimed at public trees. In the newer subdivisions the real constraint is usually the HOA covenants.
The strip between sidewalk and street is town-controlled: Sec. 96.27 reserves to the Town the right to plant, prune, maintain and remove trees within street, alley and public-ground lines. Abutting owners may plant street trees there, but only if species and placement comply with Secs. 96.22 through 96.26, which set minimum spacing (reported as 30 feet for small trees and 50 feet for large ones — figures worth verifying against the live code). The precise cost-split for maintenance of an existing tree-lawn tree is UNVERIFIED — call the town before removing one.
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Distance measured from Brownsburg.