A straight vertical crack in the bark, usually on the south or southwest face, often several feet long. It typically shows up in the coldest stretch of winter, sometimes with an audible bang. In summer it closes nearly shut; the next winter it reopens in the same line. Over years a raised, lipped ridge of callus wood — a frost rib — builds along both edges. On maples it may weep dark sap in spring.
Not urgent
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This is a split in the wood itself, not just the bark, running from the outside toward the center. For the tree it means the outer wood is now open to air and water, and it will respond by walling the injury off and growing over it. Most trees live with a frost crack indefinitely and a healthy one closes it and carries on. The lasting significance is that the crack is a permanent line of weakness and a doorway for decay, so a trunk with one is a trunk you monitor rather than a trunk you fix.
This is normally a tree trimming job, which around here runs $250 to $1,400 depending on size and access. Treat that as a range, not a quote — nobody can price it without seeing it.
8446 N State Rd 267, Brownsburg, IN 46112
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7059 Eagle Rd, Indianapolis, IN 46278
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4484 N Vinewood Ave, Indianapolis, IN 46254
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5050 Freyn Dr, Indianapolis, IN 46254
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5340 W 79th St, Indianapolis, IN 46268
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6565 Coffman Rd Bldg D, Indianapolis, IN 46268
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4883 Gibbs Rd, Plainfield, IN 46168
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1078 IN-236, Danville, IN 46122
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5360 W 84th St, Indianapolis, IN 46268
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240 Old North Salem Rd, Danville, IN 46122
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4404 W 72nd St, Indianapolis, IN 46268
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278 N East St, Plainfield, IN 46168
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Distance measured from Brownsburg.