Answered for Fishers, Hamilton County.
Fishers had 344 residents in 1960 and 2,008 in 1980; it grew 404% in the 1990s alone, from 7,508 to 37,835, and reached 98,977 by 2020. Outside the original Fisher's Switch village platted in 1872 there is essentially no pre-1980 housing stock, so the canopy is a single planted cohort roughly 20 to 35 years old — first-generation subdivision trees all hitting the wires, the roofline and the sidewalk at once. That's the thing that decides what a ohio buckeye here is likely to be — a mature specimen over a roofline, or nursery stock still establishing. Removing an ohio buckeye around Fishers runs roughly $250–$1,400, and in Sunblest Farms, Avalon and Brooks Chase access is usually what decides where in that range you land.
Fishers was not one of the 23 communities in Indiana DNR's street-tree sample inventory, so no verified species breakdown exists for the city. What is documented is that the Tree Board maintains a list of desirable and undesirable species and no species off that list may be planted as a street tree without special permission — the practical picture being a 1990s-2000s nursery palette in tight uniform age classes, with ash gone since EAB was confirmed in Indiana in 2004.
Fishers had 344 residents in 1960 and 2,008 in 1980; it grew 404% in the 1990s alone, from 7,508 to 37,835, and reached 98,977 by 2020. Outside the original Fisher's Switch village platted in 1872 there is essentially no pre-1980 housing stock, so the canopy is a single planted cohort roughly 20 to 35 years old — first-generation subdivision trees all hitting the wires, the roofline and the sidewalk at once.
Nearly everything that looks fatal on a central Indiana buckeye isn't — blotch browning spreading from the interior outward, scorched leaf margins on the sun side, and bare branches by late August are annual events on a healthy tree. Genuine decline is branch-by-branch: twigs that fail to break bud at all the following May, thinning from the top down, and cankers or bleeding at the trunk.
Fishers regulates street trees, not yard trees. Under section 95.33 you need a Tree Board permit to plant, treat, spray or prune a street tree, and a separate permit to remove one, with no permit required in a genuine emergency; permits are reported to run up to 60 days with a 30-day extension on written request. Section 95.34 bars planting in any public right-of-way, required landscape easement or municipal property without a permit, and bars planting within 15 horizontal feet of an overhead utility line or five feet of an underground one. The trap is the definition: STREET TREES covers trees on real estate owned or controlled by the city AND trees within a dedicated landscape easement, which sweeps in subdivision frontage that looks like private yard. Removing a tree standing entirely in a private yard needs no permit. Section numbers, permit durations and setbacks here should be confirmed against the current Fishers code before they are relied on.
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Distance measured from Fishers.