Answered for Plainfield, Hendricks County.
Median year built is 2000 across 13,359 units, but the distribution is barbell-shaped: 20% predates 1970 — the town was platted in 1839 along the National Road — while 50% postdates 2000 (ACS 2019-2023). That means full-size, over-the-roof trees on the older Main Street blocks and trees still shorter than the gutter line in the newer PUDs. That's the thing that decides what a northern catalpa here is likely to be — a mature specimen over a roofline, or nursery stock still establishing. Removing a northern catalpa around Plainfield runs roughly $400–$1,900, and in Saratoga, Sugar Grove Farms and Blackthorne access is usually what decides where in that range you land.
The most age-mixed canopy of the three: a genuine 1950s ring plus the pre-1900 Quaker core along Main Street (US 40) carries 60-to-90-year-old shade trees over the street, while Saratoga, Sugar Grove Farms and Legacy Farms hold 10-to-25-year-old planted stock, and the White Lick Creek bluffs hold the town's only real remnant woodland. Ash is gone here as everywhere in Indiana.
Median year built is 2000 across 13,359 units, but the distribution is barbell-shaped: 20% predates 1970 — the town was platted in 1839 along the National Road — while 50% postdates 2000 (ACS 2019-2023). That means full-size, over-the-roof trees on the older Main Street blocks and trees still shorter than the gutter line in the newer PUDs.
The one to know is verticillium wilt, which catalpa is highly susceptible to — sudden wilting on one limb or one side of the crown, early defoliation, and brown streaking in the sapwood under the bark of the affected branch. Stress is being stripped bare by catalpa sphinx caterpillars in August and refoliating or simply leafing out fine next spring; dying is one-sided limb death repeating across consecutive years with vascular streaking, and since there is no cure and no effective fungicide, the replant has to be a non-susceptible species.
Plainfield does not require a permit to remove a tree on private property, and its nuisance chapter goes out of its way to say so: Chapter 92's definition of "weeds and rank vegetation" excludes trees, bushes and shrubs planted or cultivated by the landowner. Trees are otherwise regulated only through development review in the Zoning Ordinance — required-yard and bufferyard landscaping scored by Plant Unit Value, an optional "Tree Save Area" credit for preserving existing stands, a ban on DNR-listed invasive plants as landscaping, and an Airspace Overlay District tied to Indianapolis International Airport that caps how tall a tree may be allowed to grow. None of these provisions could be verified against the current ordinance text — confirm section citations with the Planning Department.
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Distance measured from Plainfield.