Is my magnolia (saucer and star) dying or just stressed?

In Indiana DNR's 2008 statewide i-Tree STRATUM sample inventory, silver maple was the most common street tree in Indianapolis at 14.0% of 119,036 inventoried street trees, followed by sugar maple 6.0%, hackberry 5.1%, apple 4.9% and white ash 4.9% — that ash share is a pre-EAB-collapse figure and is effectively gone since emerald ash borer was confirmed in Indiana on April 21, 2004. The big silver maples over the 1920s-50s streets are the recurring job: included bark, codominant leaders and brittle wood that sheds limbs in every wind event. That context matters for magnolia (saucer and star): in central indiana this means the deciduous spring-flowering magnolias, not the evergreen southern magnolia — and the defining fact is that it blooms before it leafs out, so a normal indiana late freeze turns the entire display to brown mush overnight in many springs. Removing a magnolia (saucer and star) around Indianapolis runs roughly $100–$700, and in Irvington, Broad Ripple and Meridian-Kessler access is usually what decides where in that range you land.