
Ohio Buckeye can work here, with caveats. Native and genuinely common through the southern two-thirds of Indiana, most at home along river bottoms and streambanks — which is exactly why it struggles on stripped, dry subdivision lots. It is Ohio's state tree and gets planted here occasionally for that reason, but far more often it's a volunteer that came with the property.
Two drops and both matter. Leaves come down early and dirty — often starting in August, brown and blotched rather than colored — and the spiny leathery husks release inch-wide buckeye nuts from early September into late October, which roll on drives, are hard underfoot, and are poisonous if chewed by children, dogs or livestock.
Buckeye puts down a strong taproot in its first season, which is why established trees are difficult to transplant and why cutting one down without treating the stump often isn't the end of it. It is too small to be a sidewalk or driveway-lifting species, but it resents disturbance — trenching inside the drip line for a patio, irrigation line or downspout run reliably shows up as crown dieback the following spring.