Answered for Bargersville, Johnson County.
NWS Indianapolis records 23 tornadoes in Johnson County between 1950 and 2025, with none touching Bargersville itself. The nearest significant hits: an EF3 at New Whiteland on March 31, 2023 ($6.67M), the F3 that crossed Greenwood on September 20, 2002 ($25M), and an F2 at Greenwood on March 31, 2006 ($3.0M). The June 2008 flood was a county-wide event. American Basswood holds up better than most under it. Removing an american basswood around Bargersville runs roughly $400–$1,900, and in Saddle Club, Kerrington Proper and Whitetail Woods access is usually what decides where in that range you land.
No street tree inventory exists for Bargersville and it is not among the 23 communities in the Indiana DNR street tree sample, so the picture is an expectation from the build-out pattern: most of the canopy should be nursery stock roughly five to twenty-five years old, not yet over the roofline, with mature shade trees concentrated in Old Bargersville, Three Notch Village and the few pre-war properties. The UDC's Approved Plant List steers new planting toward natives and flags which species may go under utility lines, though the list's contents are unverified.
Bargersville is one of the newest housing stocks in the region: population went from 4,013 in 2010 to 9,560 in 2020, a 138% jump, and the town annexed White River Township ground in 2011, sharply enlarging its land area. Recorded subdivisions cluster in the 2000s and 2010s — Harvest Grove, Kerrington Proper, Whitetail Woods, Shadowood, Country Meadows, Saddle Club, Wyncrest, Morningside, Highland Knoll and Aberdeen — with only Old Bargersville, Three Notch Village and a scattering of pre-war places predating them.
Most basswood calls are not about failure risk, they are about mess: linden aphids blanket the canopy and rain honeydew onto cars, drives and patios all summer, and Japanese beetles skeletonize the leaves in July. It is a big shade tree that behaves like a nuisance tree, which is why homeowners ask about spraying it or taking it out rather than pruning it.
No permit is required for a homeowner to take down a tree in their own yard — the UDC's landscape standards do not reach detached single-family and two-family dwellings outside a subdivision. Subdivision, commercial and new-development sites are subject to those standards, which are reported to include plotting existing trees above a caliper threshold as "To Be Removed" or "To Be Saved," an Approved Plant List and a Prohibited Plant List, a prohibition on topping, and separately enforceable recorded Tree Preservation Easements. Those provisions could not be verified against the adopted UDC text — in particular whether the prohibited list names American elm or only Siberian elm — so confirm with the Town before quoting development-site work.
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Distance measured from Bargersville.