Answered for Sheridan, Hamilton County.
A money problem with a horticultural cause, and nothing about it is a safety question. How much money depends on your inverter architecture: with a single string inverter, shading a few cells can drag the whole string's output down disproportionately, while with microinverters or optimizers the loss is roughly confined to the shaded modules. The same shadow therefore costs very different amounts on two different roofs, and that figure is what the pruning decision should be built on. In Sheridan — Maple Run, Sheridan Estates and Spicewood Garden Apartments (rental complex) included, that's normally a tree trimming job at $250–$1,400. Not urgent.
Duke Energy Indiana; the town's comprehensive plan names Duke Energy as one of Sheridan's key economic-development partners. Duke operates under the IURC's tree-trimming rule (170 IAC 4-9): at least two weeks' notice before trimming, no removal of more than 25% of a tree and no topping without the owner's permission absent an emergency, no trimming outside the easement or right-of-way without consent, and debris cleared within three days.
Community Park is singled out in the town's comprehensive plan for its numerous old-growth trees, and the pre-1970 residential grid around it carries matching full-size shade trees. New subdivisions plant only from the UDO's approved street-tree list — columnar Norway and hedge maples, black gum, disease-resistant Asian elm hybrids, European and American hornbeam, male "Autumn Gold" ginkgo and golden rain tree — a list that pointedly contains no ash and no Callery pear.
No permit is required for a homeowner to take down a tree on a private lot. Sheridan's tree rules sit in the 2025 Unified Development Ordinance and apply at development time: tree preservation plans must accompany site plans, no disturbance is allowed inside the critical root zone of a preserved tree, protective barriers must stand at the dripline through construction, and if a tree designated for preservation dies within five years of project completion the owner must replace it with equal preservation value within 180 days.
The UDO defines right-of-way as land dedicated or deeded to a governmental entity and under the control of a public agency. Street trees are required inside the right-of-way on new local streets in residential major subdivisions, planted in a minimum eight-foot strip between curb and sidewalk at roughly one every 50 feet — and maintenance of those street trees falls on the HOA, or, where no HOA exists, on the owner of the adjacent lot.
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Distance measured from Sheridan.