Answered for Brownsburg, Hendricks County.
A money problem with a horticultural cause, and nothing about it is a safety question. How much money depends on your inverter architecture: with a single string inverter, shading a few cells can drag the whole string's output down disproportionately, while with microinverters or optimizers the loss is roughly confined to the shaded modules. The same shadow therefore costs very different amounts on two different roofs, and that figure is what the pruning decision should be built on. In Brownsburg — Arbor Springs, Austin Meadows and Windridge included, that's normally a tree trimming job at $250–$1,400. Not urgent.
The June 29, 2023 derecho is the reference event — NWS Indianapolis logged a 63 mph gust at North Salem in Hendricks County, with gusts over 70 mph elsewhere on the track and multi-day power restoration. The July 15-16, 2024 derecho that followed tracked north through Tippecanoe, Howard, Tipton and Hamilton counties rather than across Hendricks County.
No published species-level street tree inventory exists for Brownsburg, so exact species counts are UNVERIFIED; what is documented is that the town replants under an approved street-tree list in Town Code Sec. 96.20, so the street canopy skews young and town-selected rather than volunteer-grown. The one region-wide certainty is that ash is effectively gone from the mix after emerald ash borer moved through Indiana.
Unlike most Indiana towns, Brownsburg does have a tree ordinance — Chapter 96 of the town code, adopted as part of its Tree City USA status. Sec. 96.27 gives the Town the right to plant, prune, maintain and remove trees within the lines of all streets, alleys and public grounds, and lets the Brownsburg Tree Committee order removal of any tree that is unsafe or is damaging sewers, power, gas or water lines. There is no documented permit requirement for removing a tree on your own private property — Indiana has no statewide permit either — and Chapter 96 is aimed at public trees. In the newer subdivisions the real constraint is usually the HOA covenants.
The strip between sidewalk and street is town-controlled: Sec. 96.27 reserves to the Town the right to plant, prune, maintain and remove trees within street, alley and public-ground lines. Abutting owners may plant street trees there, but only if species and placement comply with Secs. 96.22 through 96.26, which set minimum spacing (reported as 30 feet for small trees and 50 feet for large ones — figures worth verifying against the live code). The precise cost-split for maintenance of an existing tree-lawn tree is UNVERIFIED — call the town before removing one.
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Distance measured from Brownsburg.