
Wide, shallow and famously vigorous — elm is a bottomland species and roots like one, so surface rooting through turf and lifted walk panels are routine on mature specimens. Roots will not crack an intact lateral, but in the older Indianapolis-area neighborhoods still running clay tile, an elm's root vigor plus the many degrading joints in that pipe make it a common find during a camera inspection.
On a good site American elm reached 80+ ft with a spreading vase crown and could live 175-200 years, occasionally 300; in post-DED central Indiana most volunteers die between about 20 and 40 years old at 8-20 inches DBH. That mid-size is the common quote and a manageable climb-and-rig job, while the rare surviving mature elm over a house is a top-bracket crane removal.